Don't Let Social Security Mistakes Cost You Thousands
Your retirement dreams depend on making the right Social Security decisions. Yet most couples leave up to $150,000 in benefits on the table due to common claiming mistakes.
The Hidden Dangers in Social Security Planning
Every day, we meet Tampa Bay retirees who discover their Social Security strategy has critical gaps:
A surviving spouse left with insufficient income.
Benefits reduced by as much as one-third.
Essential expenses outpacing monthly payments.
Lost opportunities for maximizing lifetime benefits.
Your Social Security Deserves Better Planning
Imagine having complete confidence that:
Your spouse will be protected no matter what.
Your benefits are maximized for life.
Your essential expenses are covered.
Your retirement lifestyle is secure.
Discover Your Optimal Strategy
Our "Income for Life" planning process brings clarity to your Social Security decisions. Through sophisticated analysis and stress testing, we'll help you:
See exactly how much income you'll have in retirement.
Identify and fill dangerous income gaps.
Protect your spouse's financial future.
Maximize your lifetime benefits.
Plan for potential benefit reductions.
Take Control of Your Benefits
Schedule your complimentary Social Security Analysis where we'll:
Review your claiming options.
Identify optimization opportunities.
Create your income protection strategy.
Answer your crucial questions.
Why This Matters Now
The decisions you make about Social Security today will impact your retirement for decades. Don't leave your benefits to chance when you can have clarity and confidence.
"We had no idea we were about to make a huge mistake with our Social Security claiming strategy. The analysis opened our eyes and saved us thousands in future benefits." - Tom & Linda M.
Your Session Includes:
Personalized claiming strategy review.
Spouse protection analysis.
Income gap identification.
Clear action steps forward.
Because your retirement security is too important to leave to chance.
Disclosure
Investment advisory services offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. VCM and Tampa Bay Advisory, LLC are independent of each other. For a complete description of investment risks, fees and services, review the Virtue Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Virtue Capital Management. Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. Michael Watkins and/or Tampa Bay Advisory, LLC are not affiliated with or endorsed by the Social Security Administration or any other government agency. Insurance and annuity products are not sold through Virtue Capital Management, LLC (“VCM”). VCM does not endorse any annuity or insurance product, nor does it guarantee any annuity or insurance product’s performance. Index or fixed annuities are not designed for short-term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Any guarantees mentioned are backed by the financial strength and claims paying ability of the issuing insurance company. The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.
Visit Our Oldsmar Office
By Appointment Only
Tampa Bay Advisory
(844) 603-1400
172-A State Street East
Oldsmar, FL