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Investment advisory services offered through Virtue Capital Management, LLC (VCM), a
registered investment advisor. VCM and Tampa Bay Advisory, LLC are independent of each
other. For a complete description of investment risks, fees and services, review the Virtue
Capital Management firm brochure (ADV Part 2A) which is available from your Investment
Advisor Representative or by contacting Virtue Capital Management. Information provided is
not intended as tax or legal advice and should not be relied on as such. You are encouraged to
seek tax or legal advice from an independent professional. Michael Watkins and/or Tampa Bay
Advisory, LLC are not affiliated with or endorsed by the Social Security Administration or any
other government agency.
Insurance and annuity products are not sold through Virtue Capital Management, LLC
(“VCM”). VCM does not endorse any annuity or insurance product, nor does it guarantee any
annuity or insurance product’s performance. Index or fixed annuities are not designed for
short-term investments and may be subject to caps, restrictions, fees and surrender charges
as described in the annuity contract. Any guarantees mentioned are backed by the financial
strength and claims paying ability of the issuing insurance company.
 
The content of this website is provided for informational purposes only and is not a
solicitation or recommendation of any investment strategy. Investments and/or investment
strategies involve risk including the possible loss of principal. There is no assurance that any
investment strategy will achieve its objectives.

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