Your business comes first
Understand the cash needed for operations, taxes, hiring and future growth before deciding what can be directed elsewhere.
Beyond Business Success · Tampa Bay Advisory, LLC
Turn Business Success Into Personal Wealth.
You've worked hard to build your company. Now it's time to give your personal financial future the same attention—with a clear view of what your business needs today.
Start a ConversationA personal conversation. No obligation to make a change.
Who This Is For
For owners whose businesses are established—and whose personal plans deserve attention.
We welcome conversations with owners of profitable, growing companies who are balancing payroll, reinvestment, cash reserves and the desire to build assets outside their businesses. You don't need to be preparing for a sale.
Your wealth deserves its own plan
Look at investments and retirement savings beyond the company, rather than relying entirely on its future value.
Your family is part of the picture
Coordinate ownership, continuity, beneficiaries and longer-term family priorities with the right professionals.
Practical Areas of Focus
What could we actually look at together?
We start with your company's financial demands and your personal goals, then identify which questions deserve a closer look.
Business cash and owner distributions
Review operating reserves, planned expenses and the tradeoffs between reinvesting profits and building personal assets.
Retirement plan design
Compare options such as 401(k), profit-sharing and cash-balance plans. For some eligible owners, a cash-balance plan can allow substantially larger annual retirement contributions than a 401(k) alone, depending on age, compensation, employees and plan design.
Personal investments
Discuss investment objectives, risk, time horizon and how assets outside the business fit your broader financial picture.
Family and business continuity
Identify beneficiary, insurance and succession questions to coordinate with your attorney, CPA and other advisers.
An Owner's Perspective
From One Business Owner to Another.
I know firsthand the commitment, responsibility, and personal sacrifices that come with building a successful company.
I'm Michael Watkins, founder of Tampa Bay Advisory. I built and grew a business from one employee to 55, so I understand the demands of hiring, making payroll, serving customers and deciding where the next dollar should go.
For over 15 years, I've helped business owners, individuals, and families think through investment and financial decisions. I bring that experience and my own business owner perspective to conversations with entrepreneurs.
“I want to understand what you've built, where you want to go, and how your business success can fit into a broader personal financial plan.”
Michael A. Watkins · Founder, Tampa Bay Advisory, LLC · Investment Adviser Representative
A Personal Invitation
Let's talk about what's next for you.
Every successful business has its own story, and every owner has distinct financial priorities. Whether you have an established advisory team or want an independent perspective, I'd welcome the conversation.
What you can expect
We'll learn about your company and priorities, discuss the financial questions that matter most, and outline potential next steps—including where specialized tax, legal or retirement-plan advice is needed. You decide whether to take the conversation further.
Tampa Bay Advisory, LLC
813-854-4400
TampaBayAdvisory.com
Start a Conversation
Share a few details and we'll follow up personally.