Michael Watkins

Tampa Bay Advisory

At Tampa Bay Advisory, we are dedicated to providing Individuals and Business Owners the best information and guidance for their financial future. We believe in an unbiased, transparent approach so you can make the smart decisions. There are Pros and Cons to many financial products and services and we take pride in educating our clients as well as designing plans that fit their needs. We practice the Fiduciary Standard here at Tampa Bay Advisory every day and unlike Banks and Big Box Retail Brokerages we have NO proprietary products or services to sell and there are NO sales quotas here either. We practice full transparency and disclosure in all of our business dealings which sets us apart from most in the industry.


Michael Watkins is the Principle of Tampa Bay Advisory, LLC and operates his practice by the Fiduciary Standard. That means Michael is held to the highest level of accountably and client care regarding his client’s well-being and understanding of their financial dealings. 

Visiting with Michael in his Oldsmar, Florida office is an experience very different from what you may experience with other financial professionals. Besides the comfortable surroundings, Michael has a unique way of letting his clients open up, be themselves, and tell it like it is while feeling comfortable doing so.

Michael’s belief is that ALL of US are doing the best we can with the knowledge, understanding, and awareness each one of us has. Bringing awareness and clarity to prospective clients is one of the reasons for his success and high referral rate by his current clients.


Meet Michael Watkins

Michael started his investment career in 1999 trading stocks and commodities. He soon realized his passion was helping people plan for a successful retirement and a secure financial future. To better serve his clients, Michael became an Investment Adviser Representative as well as a Registered Financial Consultant (RFC). As an Investment Adviser Representative, Michael acts as a fiduciary to his clients, which means he is bound by legal duty to always put his clients’ best interests first. To fulfill his Fiduciary obligation he uniquely positioned himself by representing dozens of industry leading companies so he can provide outstanding results for his clients. Michael has a rare ability to blend balanced, holistic financial advice in an easy-to-understand approach, helping provide his clients with confidence and peace of mind about their financial future and retirement. Entrepreneurship has helped shape and guide Michael most of his adult life and he enjoys showing small to medium size business owner’s unique but powerful strategies and applications that can greatly reduce their Tax Burden and Increase Profitability. That’s why Michael is known as “The Business Owners Best Friend” Michael owns Tampa Bay Advisory, LLC which is located in Oldsmar, Florida making it very accessible from Pinellas, Pasco and Hillsborough counties. Michael has been a Pinellas County resident since 1980 and he is married to his wife Annie. They have three daughters and seven grandchildren.


Office: (813) 854-4400

Cell: (727) 243-6467

About Me:

Hometown: Richmond, Virginia

Birthday: December 15th

Favorite Food: Filet Mignon, Greens, and Low-Glycemic Starch

Favorite Movie: What about Bob

Favorite Color: Blue Spectrums

Favorite Hobby: Outdoor activities, Golf, Travel, Creative writing, Self Improvement

Favorite Quote: “Nothing in the world can take the place of persistence… Persistence and determination alone are omnipotent.” -Calvin Coolidge

Favorite Team: US Olympic Team